How To Maximize Recovery After a Partial Loss
A fire can be devastating, both financially and structurally, as it often results in fire, water and smoke damage.
A fire can be devastating, both financially and structurally, as it often results in fire, water, and smoke damage. Areas of a building not even touched by flames may require cleanup and restoration, and electronics throughout the building may be ruined due to smoke, water and power surges. So, as a business owner, it can be devastating when an insurance company deems one's fire loss a "partial loss". If your insurance company recently returned a partial loss verdict, it's understandable if you're feeling frustrated and unsure of what to do. However, don't let your frustration get the better of you; instead, take the following steps to maximize your recovery and get your business back off the ground:
• Call in a Bradenton, FL, fire restoration team to perform a thorough inspection and document damage.
• Document everything that was damaged or destroyed, even if you're not sure it's worth documenting.
• Check for mold, smoke, soot and other irritants.
Request a Thorough Inspection
Most insurance adjusters won't accept a fire loss claim without the findings of a thorough inspection. This means that you cannot just assess the damage yourself, mark stuff down and send in a claim. You must call in a licensed contractor who can walk through your building and inspect the roof, structure, siding, windows, insulation and plumbing, and HVAC systems. The contractor can provide an official report that itemizes damages and losses.
While a professional fire cleanup team can assess your building for structural damage, they likely won't know how to categorize your more personal losses, such as equipment loss, data loss and damage to confidential documentation. Do this yourself to ensure that you are covered for everything.
Check for Irritants
Most insurance companies are required to cover mold, smoke or soot restoration, so long as the damage was from the recent disaster. Have your inspector check for any irritants so that you can request remediation.
If all else fails, claim unreimbursed losses on your tax return. However, a thorough inspection, detailed documentation, and present irritants may be all you need to maximize recovery for fire loss. For more information, visit http://www.SERVPROwestbradentonannamaria.com/.
Preventing Mold by Preventing Water Damage
After you’ve handled mold cleanup and remediation, proper mold prevention can keep it from coming back.
Water is everywhere – and so is mold, a pervasive pest and infestation that needs water to sprout from fungal spores into a full-on mold outbreak. That may make mold seem like an inevitability, but you have control over the mold in your Bradenton, FL, home; you have options for mold prevention. All you need to do to prevent mold is to prevent water damage.
Understanding the Different Types of Water Damage
Water damage in your home can take on many forms, but the most common and most likely to lead to mold growth are the following:
• Leaking roofs and windows, soaking water into insulation, windowsills, drywall, carpet, and other matter within the home
• Damaged or leaking pipes
• Broken or leaking appliances that cause puddling or standing water, or heavy condensation
• Humidity in the air caused by your climate or by showers and steam from the stove
• Flooding and storm damage
Mold prevention involves recognizing these common sources of growth and eliminating them before an infestation can take hold and spread.
What If I Already Have Mold?
You can still prevent additional spread of the infestation. Mold remediation and containment can be critical once you’ve discovered mold growth. You may need to shut off your HVAC system to prevent proliferation of mold spores throughout air ducts and do your best to seal off the area where the mold is growing before quickly scrubbing it off. Mold remediation specialists can also help you find the hidden sources of mold and eradicate them.
Once I Get Rid of Mold, Will It Come Back?
After you’ve handled mold cleanup and remediation, proper mold prevention can keep it from coming back – though you can never be rid of it entirely. The spores will always exist in your environment, but the key is keeping them from growing into mold by depriving them of the moisture they need to enter their next stage of development. For more information, visit http://www.SERVPROwestbradentonannamaria.com/.
3 Tips To Make Your Grill a Safe Grill
Backyard cookouts are a fun tradition in Bradenton, FL, and grill cleaning should be an essential task to prevent fires.
Grilling season is almost upon Bradenton, FL, and proper grill maintenance is often key to preventing a grease fire. Grill cleaning can be an important safety measure, so here are some tips to keep your grill in top shape.
1. Understand Grill Maintenance Basics
There are usually several steps to cleaning your grill after use that apply no matter what type of grill you have. First, cook off food debris by heating the grill for 15 minutes. Once cooled, scrub the grates with a long-handled wire brush, though balled up aluminum foil may work in a pinch. Wipe vegetable oil on the grates with paper towels to prevent rust and food accumulation. Finally, clean the inside of the grill with dish soap and warm water.
2. Take Extra Steps, Pre and Post Season
Besides grill cleaning after each use, there are a few things you should do each year before you grill for the first time and at the end of the season. One of them is to get a new wire brush each year. Be sure to clean the inside and outside of your grill with dish soap and water and use a grill cover when you store it.
3. Know How To Clean Gas and Charcoal Grills
Gas grills have heat deflectors over the burners that should be cleaned with other removable grill parts. The burners can be removed to clean the gas ports. Blocked gas ports can affect the efficiency of your grill.
Charcoal grills are often a bit simpler with regards to cleaning. After each use, remove the briquettes and brush out the ash. Otherwise, clean it with dish soap and warm water like you would clean a gas grill.
Backyard cookouts are a fun tradition in Bradenton, FL, and grill cleaning should be an essential task to prevent fires. Enjoy your steaks knowing that your grill is clean and safe. For more information, visit http://www.SERVPROwestbradentonannamaria.com/.
Where Water's Been Flowing, Mold Could Be Growing
Give SERVPRO a call if you spot mold growing in your home or business.
Naturally, mold is made up of diverse fungal hyphae that provide many benefits to the world. The issue with this natural lifeform occurs when it enters your company's building. In cases where water damage has occurred in the past, the possibility of mold could become all the more likely. Read on to pick up quick facts about mold and the ways it can sneakily thrive inside your Bradenton, FL commercial building.
Remember Time Is of the Essence
The first pointer you want to keep in mind involves mold growth and its ability to spread quickly. Whether your business has had a leaky pipe or a more serious form of moisture damage, mold usually moves in within 24 to 48 hours after the water runs its course. Because they can easily lock dampness in, carpets are especially susceptible to rapid mold invasion.
Plan To Dry Properly
Cleaning up after water damage in your building can require more than a couple of hours with a scrub brush; instead, the professionals may need to make a further inspection. Areas such as baseboards and spaces behind walls are mold's favorite stomping grounds, but they're also often hard to fully scrutinize. Other places prone to mold takeover include tile ceilings, spots behind wallpaper, and any other place that can trap moisture.
Keep Up With Routine Maintenance
Anti-mold steps don't usually end after a cleanup is over. Mold has a way of popping up after any minor water damage and can even linger in a humid part of the building. It's also capable of sustaining itself on drier materials until moisture comes back into the picture, so you want to carry out regular maintenance checks to ensure the fungus stays outside where it belongs.
Regardless of the weather in Bradenton, FL or what type of moisture chaos you may be facing, your business could be hiding an unpleasant, moldy secret that could take a toll on the building itself. Keep these mold prevention tips in mind to avoid any surprises down the road.
Visit http://www.SERVPROwestbradentonannamaria.com for more information on mold.
3 Things You Should Know When Drying Out a Building
Give SERVPRO a call if you experience water damage in your business.
Water damage can be challenging to deal with. If your commercial building in Bradenton, FL suffered from recent flooding, you’ll want to start the drying process immediately to prevent mold from forming and walls from disintegrating. Here are three important damage tips you should know before addressing the problem at hand.
1. Be Careful Around the Water
Whether it was a pipe burst, severe storm, or sewage backup that caused flooding in your building, it’s important to be careful around the water. Flood water is often contaminated by things such as sewage, toxic substances, and bacteria. While handling the water damage, try to follow these guidelines:
• Wear protective clothing when in contact with flood water.
• Disinfect your hands before eating or drinking.
• Avoid direct contact with any flood water.
Safety always comes first. Along with protecting yourself from contaminated water, throw away any food, liquids, or clothes that were affected by the water.
2. Turn Off the Power
When beginning the drying process, turn off the electricity lines within the building. Many damage tips will tell you that water is an excellent conductor of electricity and can often short out lines. To prevent any accident or harm, turn off the power before you start.
3. Take the Time to Air Dry
Although it might seem tempting to blast the heaters or air conditioning system, natural ventilation is a better solution. Sometimes forcing the drying process can be harmful to the structure of the building. To completely and thoroughly dry the building, open all the windows to create air circulation. From there, you can get cleaning tips and help from a professional restoration company.
These damage tips can help you stay safe and reduce restoration costs while drying out your building. Keep in mind that you may need to make temporary repairs to prevent additional water from entering the building. Along with that, you may want to take a photographic record of the damages caused by the flooding so that you can negotiate costs with your insurance. With these cleaning tips in mind, you can stay on top of the drying process. Visit http://www.SERVPROwestbradentonannamaria.com for more information on commercial water damage.
Filing a Flood Insurance Claim, the Right Way
SERVPRO technicians are available 24/7 to assist with flood damage.
When a flood becomes your life's biggest subject, a myriad of stress can move in as well. With all of the steps involved in the cleanup, even the simpler to-do list can appear gargantuan. Making a flood claim doesn't have to join the other stressors of disaster cleanup – keep reading to discover some ways you can make this process an easier one.
Communication Is Everything
After a storm has swept through, it is crucial that you connect with your insurance agent. Filing an insurance claim in a timely manner can help you get the assistance you need. Your insurance company can then get the ball rolling with aspects such as inspection and documentation of the mess.
Proper Assessment Works Wonders
After you've gotten in touch with your insurance company in Bradenton, FL you can then move on to the inspection. Getting a trusted professional to take a look at your property can help you move on to other parts of the cleanup procedures. Part of this process might include taking photos of the affected areas in the home, as well as making a list of all damaged possessions.
Documentation Makes All the Difference
Part of the inspection process involves proper flood claim paperwork that can help you get appropriate assistance and compensation where available. An insurance adjuster may confirm damages through a Proof of Loss statement; from there, homeowners can contact government offices to find out more information on the steps involved in flood recovery. The requirements in these claims can depend on your insurance's guidelines.
Jumping through the hoops of a flood cleanup is a fact of life that countless homeowners in Bradenton, FL have had to face. However, there are steps you can take to make these troubles easier to manage. When you file a flood claim the right way, you can have peace of mind that all boxes have been checked.
Visit http://www.SERVPROwestbradentonannamaria.com for more information on storm damage.
What a Commercial Flood Policy Covers
There is no guarantee that land that is meant to be dry will stay dry. When flooding occurs in Bradenton, FL your commercial insurance package can cover the costs of repairing or replacing your business’s building and property within it. Under FEMA, the National Flood Insurance Program (NFIP) recommends both property and personal policies to make sure that damages caused by flooding are covered.
A good property policy insures the building itself. It is not limited to the basic structure but also many elements built into the structure, such as the following items:
• Central air conditioning and heating systems
• Installed carpeting
• Built-in furniture, such as cabinetry
• Fire system and any related apparatus
Commercial insurance can help you replace any aspect of the building itself that is damaged by flooding. This not only includes floors and basements but also awnings and any structures attached to the building.
Another good flood policy to have is a personal policy that can be used to reimburse you for the actual cash value of items in your building that are damaged. These items include but are not limited to the following examples:
• Furniture and equipment
• Free-standing machinery or appliances
• Uninstalled carpet or rugs
• Inventoried stock
• Non-licensed vehicles used primarily on property
Because your business often relies on the use of these items, a personal policy is just as important for business continuity as a property policy.
Commercial insurance covers damage caused directly by flooding. If a sewage system backs up, for example, the damage it causes is only covered by a flood policy if there is a flood in the area that initiated the backup. Any damage that results from the neglect of property owner, such as subsequent mold or contamination that occurs because the flooding was not dealt with quickly, is also not covered. If handled in a timely manner, however, your property and personal flood policies should make recovering from flooding in Bradenton, FL more affordable. Visit http://www.SERVPROwestbradentonannamaria.com for more information on commercial storm damage.
3 Reasons You May Have Noisy Pipes
It can be unsettling to hear knocking, hammering or whistling coming from your walls. However, plumbing can get noisy as the years go by. You don't always have to suspect a pipe break when you hear a funny noise in the wall. Check out the three reasons for noisy pipes below.
1. Momentum Changes: If you're running a shower and quickly close the faucet, you may hear a clanging in your pipes. This is caused by the water's rapid change in speed. While not necessarily a problem by itself, the vibrations caused by the hammering can actually lead to loose pipes or a pipe break in extreme circumstances. You may be able to fix the problem in two ways. First, try to tighten or replace your straps. Second, install an anti-hammer device.
2. Obstructions: Blockages in your pipes can lead to a whistling sound whenever the water is forced past it. Distorted washers in valves, loose screws or sediment buildup could be a cause of an obstruction in your plumbing. You can fix the noise by locating where the whistling sound originates from, and then replacing the appropriate faucet washers and screws. If the blockage is somewhere within the pipe, you may have to worry about the possibility of a burst pipe should the obstruction grow. The best way to clean out the pipes is to call in a plumbing cleaning service.
3. High Pressure: If the water pressure in your Bradenton, FL home is set too high, it can cause your pipes to become quite noisy. While the sound may be annoying, you should be more concerned about the potential problems it can cause. It may not cause a pipe burst, but it could damage your dishwasher, washing machine or other appliances. You can fix this issue by making sure your water pressure is set no higher than 80 pounds per square inch.
The pipes in your home may be noisy for a wide range of reasons. Some of the noises can even leave your plumbing vulnerable to a pipe break. It is important you fix a broken pipe as soon as you find the problem. Visit http://www.SERVPROwestbradentonannamaria.com for more information on water damage.
Mold Emergency: What To Do When You Have a Mold Problem
If you have mold growing on your drywall, it is important to have SERVPRO come onsite and evaluate the situation.
When your home experiences water damage, it is important to have it cleaned up quickly, because black mold can start to grow within 24 to 48 hours. If you have a moisture problem, it is likely that you will eventually also have a mold problem. Here are a few tips on what to do and whom to enlist to help.
Mold only needs three criteria to thrive:
" Air flow
" A little time
Mold spores are transported through the air. Then, they settle in wet places and start to grow. To prevent the spread of mold in your home in Bradenton, FL you must control the airflow and moisture. The first thing you should do is turn off your HVAC system. This slows the spread of mold spores through the air and hopefully will protect your air ducts from an infestation of black mold. The second thing you must do is turn off the water. This helps to control moisture by cutting off any leaks throughout your home at the source.
Calling In the Experts
Depending on the type and extent of the damage, you may need to contact several professionals to help you with mold cleanup and the issues that exacerbate further growth. Your first call should be to a mold remediation specialist. The specialist can help you contain the mold problem in your home and start to fix it. It is also a good idea to have your air ducts inspected and, if a problem is found, cleaned before it can spread any further. Finally, as it does no good to fix a mold problem without addressing the moisture problem that led to it, you may need a plumber or some other water damage professional to take care of the root cause.
Black mold is not a problem to be taken lightly. If you act quickly, however, in initiating mold cleanup, you can fix the problem and prevent it from spreading. Visit http://www.SERVPROeastbradentonlakewoodranch.com for more information on mold.
5 Common Places to Find Mold
Mold spores are present indoors and outdoors and do not pose a major problem until they find an environment that is conducive to growth. If you have noticed a mold or mildew smell in a commercial property, check five of the most common places for signs of visible mold. If you smell mold but cannot find any evidence, you should contact a service in Bradenton, FL that provides mold testing services.
1. Near water sources: Mold requires moisture to thrive. Bathrooms and kitchens are more likely to develop a mildew smell and mold than drier and less humid areas. Other parts of the building exposed to water may run the risk of developing mold.
2. Appliances: Appliances that process water such as air conditioners or water heaters are also prone to developing mold. Condensate or drain pans and terminal units are common locations for mold colonies.
3. Ductwork: HVAC systems expose ductwork to humid air. If condensation accumulates in duct linings or a leak occurs, mold can develop. Make sure that air-flow rates are set at an appropriate level.
4. Walls: Condensation, roof leaks or mechanical system leaks can lead to the growth of visible or hidden mold within walls. Moist masonry or wallboard is particularly susceptible to mold growth.
5. Ceiling tiles: Depending on the material, ceiling tiles can absorb moisture that encourages the development of mold. Several common culprits include condensation from pipes, humidity around HVAC vents and leaks.
Inspect any part of a property with a mildew smell for visible mold, but do not try to find hidden mold. If you happen to disturb a colony in your search, you can spread many more mold spores throughout a property. If you are concerned about mold growth in a commercial property in Bradenton, FL contact a service that specializes in mold testing and clean-up as soon as possible.
Visit http://www.SERVPROwestbradentonannamaria.com for more information on mold.