Filing a Flood Insurance Claim, the Right Way
SERVPRO technicians are available 24/7 to assist with flood damage.
When a flood becomes your life's biggest subject, a myriad of stress can move in as well. With all of the steps involved in the cleanup, even the simpler to-do list can appear gargantuan. Making a flood claim doesn't have to join the other stressors of disaster cleanup – keep reading to discover some ways you can make this process an easier one.
Communication Is Everything
After a storm has swept through, it is crucial that you connect with your insurance agent. Filing an insurance claim in a timely manner can help you get the assistance you need. Your insurance company can then get the ball rolling with aspects such as inspection and documentation of the mess.
Proper Assessment Works Wonders
After you've gotten in touch with your insurance company in Bradenton, FL you can then move on to the inspection. Getting a trusted professional to take a look at your property can help you move on to other parts of the cleanup procedures. Part of this process might include taking photos of the affected areas in the home, as well as making a list of all damaged possessions.
Documentation Makes All the Difference
Part of the inspection process involves proper flood claim paperwork that can help you get appropriate assistance and compensation where available. An insurance adjuster may confirm damages through a Proof of Loss statement; from there, homeowners can contact government offices to find out more information on the steps involved in flood recovery. The requirements in these claims can depend on your insurance's guidelines.
Jumping through the hoops of a flood cleanup is a fact of life that countless homeowners in Bradenton, FL have had to face. However, there are steps you can take to make these troubles easier to manage. When you file a flood claim the right way, you can have peace of mind that all boxes have been checked.
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What a Commercial Flood Policy Covers
There is no guarantee that land that is meant to be dry will stay dry. When flooding occurs in Bradenton, FL your commercial insurance package can cover the costs of repairing or replacing your business’s building and property within it. Under FEMA, the National Flood Insurance Program (NFIP) recommends both property and personal policies to make sure that damages caused by flooding are covered.
A good property policy insures the building itself. It is not limited to the basic structure but also many elements built into the structure, such as the following items:
• Central air conditioning and heating systems
• Installed carpeting
• Built-in furniture, such as cabinetry
• Fire system and any related apparatus
Commercial insurance can help you replace any aspect of the building itself that is damaged by flooding. This not only includes floors and basements but also awnings and any structures attached to the building.
Another good flood policy to have is a personal policy that can be used to reimburse you for the actual cash value of items in your building that are damaged. These items include but are not limited to the following examples:
• Furniture and equipment
• Free-standing machinery or appliances
• Uninstalled carpet or rugs
• Inventoried stock
• Non-licensed vehicles used primarily on property
Because your business often relies on the use of these items, a personal policy is just as important for business continuity as a property policy.
Commercial insurance covers damage caused directly by flooding. If a sewage system backs up, for example, the damage it causes is only covered by a flood policy if there is a flood in the area that initiated the backup. Any damage that results from the neglect of property owner, such as subsequent mold or contamination that occurs because the flooding was not dealt with quickly, is also not covered. If handled in a timely manner, however, your property and personal flood policies should make recovering from flooding in Bradenton, FL more affordable. Visit http://www.SERVPROwestbradentonannamaria.com for more information on commercial storm damage.
3 Reasons You May Have Noisy Pipes
It can be unsettling to hear knocking, hammering or whistling coming from your walls. However, plumbing can get noisy as the years go by. You don't always have to suspect a pipe break when you hear a funny noise in the wall. Check out the three reasons for noisy pipes below.
1. Momentum Changes: If you're running a shower and quickly close the faucet, you may hear a clanging in your pipes. This is caused by the water's rapid change in speed. While not necessarily a problem by itself, the vibrations caused by the hammering can actually lead to loose pipes or a pipe break in extreme circumstances. You may be able to fix the problem in two ways. First, try to tighten or replace your straps. Second, install an anti-hammer device.
2. Obstructions: Blockages in your pipes can lead to a whistling sound whenever the water is forced past it. Distorted washers in valves, loose screws or sediment buildup could be a cause of an obstruction in your plumbing. You can fix the noise by locating where the whistling sound originates from, and then replacing the appropriate faucet washers and screws. If the blockage is somewhere within the pipe, you may have to worry about the possibility of a burst pipe should the obstruction grow. The best way to clean out the pipes is to call in a plumbing cleaning service.
3. High Pressure: If the water pressure in your Bradenton, FL home is set too high, it can cause your pipes to become quite noisy. While the sound may be annoying, you should be more concerned about the potential problems it can cause. It may not cause a pipe burst, but it could damage your dishwasher, washing machine or other appliances. You can fix this issue by making sure your water pressure is set no higher than 80 pounds per square inch.
The pipes in your home may be noisy for a wide range of reasons. Some of the noises can even leave your plumbing vulnerable to a pipe break. It is important you fix a broken pipe as soon as you find the problem. Visit http://www.SERVPROwestbradentonannamaria.com for more information on water damage.
Mold Emergency: What To Do When You Have a Mold Problem
If you have mold growing on your drywall, it is important to have SERVPRO come onsite and evaluate the situation.
When your home experiences water damage, it is important to have it cleaned up quickly, because black mold can start to grow within 24 to 48 hours. If you have a moisture problem, it is likely that you will eventually also have a mold problem. Here are a few tips on what to do and whom to enlist to help.
Mold only needs three criteria to thrive:
" Air flow
" A little time
Mold spores are transported through the air. Then, they settle in wet places and start to grow. To prevent the spread of mold in your home in Bradenton, FL you must control the airflow and moisture. The first thing you should do is turn off your HVAC system. This slows the spread of mold spores through the air and hopefully will protect your air ducts from an infestation of black mold. The second thing you must do is turn off the water. This helps to control moisture by cutting off any leaks throughout your home at the source.
Calling In the Experts
Depending on the type and extent of the damage, you may need to contact several professionals to help you with mold cleanup and the issues that exacerbate further growth. Your first call should be to a mold remediation specialist. The specialist can help you contain the mold problem in your home and start to fix it. It is also a good idea to have your air ducts inspected and, if a problem is found, cleaned before it can spread any further. Finally, as it does no good to fix a mold problem without addressing the moisture problem that led to it, you may need a plumber or some other water damage professional to take care of the root cause.
Black mold is not a problem to be taken lightly. If you act quickly, however, in initiating mold cleanup, you can fix the problem and prevent it from spreading. Visit http://www.SERVPROeastbradentonlakewoodranch.com for more information on mold.
5 Common Places to Find Mold
Mold spores are present indoors and outdoors and do not pose a major problem until they find an environment that is conducive to growth. If you have noticed a mold or mildew smell in a commercial property, check five of the most common places for signs of visible mold. If you smell mold but cannot find any evidence, you should contact a service in Bradenton, FL that provides mold testing services.
1. Near water sources: Mold requires moisture to thrive. Bathrooms and kitchens are more likely to develop a mildew smell and mold than drier and less humid areas. Other parts of the building exposed to water may run the risk of developing mold.
2. Appliances: Appliances that process water such as air conditioners or water heaters are also prone to developing mold. Condensate or drain pans and terminal units are common locations for mold colonies.
3. Ductwork: HVAC systems expose ductwork to humid air. If condensation accumulates in duct linings or a leak occurs, mold can develop. Make sure that air-flow rates are set at an appropriate level.
4. Walls: Condensation, roof leaks or mechanical system leaks can lead to the growth of visible or hidden mold within walls. Moist masonry or wallboard is particularly susceptible to mold growth.
5. Ceiling tiles: Depending on the material, ceiling tiles can absorb moisture that encourages the development of mold. Several common culprits include condensation from pipes, humidity around HVAC vents and leaks.
Inspect any part of a property with a mildew smell for visible mold, but do not try to find hidden mold. If you happen to disturb a colony in your search, you can spread many more mold spores throughout a property. If you are concerned about mold growth in a commercial property in Bradenton, FL contact a service that specializes in mold testing and clean-up as soon as possible.
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How Do Professionals Address Smoke Damage?
A fire can wreak havoc on any commercial building in Bradenton, FL. Once everything has settled down, you need to begin addressing the remaining smoke damage. This will require you to hire professional smoke cleaning services. This cleanup team will have a lot to take care of, and you want to allow them to handle remediation rather than attempting to fix items on your own.
1. Remedy Smoke and Fire Damage
Soot damage can travel fast. Areas of the building that did not actually catch fire may still need to be remedied for smoke and soot. This is particularly true for textiles and upholstery. You do not want to simply toss these items in a washing machine. Improperly washing items with soot may only deteriorate them further. Instead, give these items to professionals so that they can be washed and dry-cleaned adequately.
2. Clean Up Fire Retardant
Smoke damage restoration professionals will also need to clean up any fire retardant used to put out the fire. Whether this is material that came from a fire extinguisher or from the firefighters, it could be dangerous to handle on your own. Some extinguishers use ammonium phosphate, and you do not want to use chlorine to clean up that chemical. Experts know what precautions to take to stay safe.
3. Throw Away Badly Damaged Items
Although professionals will know how to salvage some items, it will be best to throw others away. Occasionally, this disposal is in the best interest of your health and safety. For example, food should always be disposed of following a fire. It could become contaminated from smoke and soot, making it dangerous to consume.
Rectifying smoke damage is a multi-pronged approach. The expert team you hire will need to carry out some basic actions to ensure your company gets back up and running in no time.
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Removing the Smell of Tobacco Smoke From Your Home
The smell of cigarette smoke can permeate a home and give it a stale smell. Maybe you have chosen the new year to kick a bad habit, or maybe you just purchased a home that was previously owned by smokers. Regardless of the reason behind your cigarette removal need, home deodorization is high on your list of priorities. If you have allergies or asthma, cigarette smoke can be especially irritating.
This odor can be difficult to remove. This is because cigarettes leave behind
• Toxic and irritating gases
• Tar vapors
• Smoke residue
Cigarettes produce toxic and irritating gases such as phenol, ammonia gases and carbon monoxide. They also release tar vapors that become sticky. These vapors, residues and gases are able to travel everywhere.
Ozone, or O3, is one of the few home deodorization techniques that actually works to combat this. That is because an ozone generator eliminates odor by oxidizing the air. The oxidized air is circulated through the air just as smoke is and so is able to get to all the places cigarette smoke does, effectively getting rid of the smelly residue.
If you have a smelly home, you can hire professionals in Bradenton, FL that can help you identify the source and eliminate the problem. Many odors can be removed without a trace. Although cigarette smoke is one of the most offensive and prevalent odors, it is not the only one. Home deodorization can also include pet odors, spill odors and other foul smells.
Oxidization is just one of many ways specialist might remove offensive smells. Sometimes special equipment and treatments are necessary to clean air ducts, carpets, upholstery and hard surfaces.
If cigarette smoke is the culprit, all of these surfaces and areas must be deodorized for your home to smell fresh and clean again. If you are feeling overwhelmed, you might benefit from an odor specialist in Bradenton, FL.
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What to Expect With Professional Water Extraction
Whether by storm or by burst pipe, you wake up one morning to find that your Bradenton, FL basement is flooded with two feet of water. What can you do next? The next step is usually to call a specialist who can remedy the flood with the proper equipment. If this sounds daunting or you aren’t sure what to expect, here is what happens when you use a professional service to help with your flooded basement.
1. Find the Source
The first thing that any professional is going to do is find the source of your flooding. If you already know where the leak is coming from, you can, of course, point them in the right direction. In some cases, it may be difficult to tell where the leak is coming from on your own.
2. Extract Water
The next step is to extract the water. Experts will have equipment with them that you may not have access to on your own. For example, some people may have a sump pump in their home, but many don’t. Generally, before they can begin to restore the property, specialists will use a trash pump mounted to their truck to extract the flooding in your basement.
3. Salvage Any Materials
If there are any materials that can be salvaged, they will do this for you. Additionally, they will be able to throw out what can’t be saved. This can be anything from drywall, carpets, stuffed animals, bedding and even ceiling tiles. If it’s porous, mold can grow inside the spaces of the object and be impossible to clean.
At the end of the day, hiring a professional service to remove water from your basement and to restore your home is less stressful than trying to handle it on your own. Without the proper equipment, you may not get the job done and it could lead to more issues and property damage down the road. A team of experts will make sure everything is quickly and thoroughly taken care of, giving you your home back as soon as possible. Visit http://www.SERVPROwestbradentonannamaria.com for more information on storm damage.
Cleaning Up Sewage Backup
No one enjoys cleaning up after a flooded toilet, but the process must be done quickly and thoroughly to reduce the risk of your family becoming ill due to sewage backup. The flooded area, whether confined to a small bathroom or spread out over an entire floor of your home, needs to be scrubbed thoroughly and disinfected to remove all traces of bacteria. When you begin the time-consuming process of sewer cleanup, use these tips to restore flooded areas.
Before you can begin disinfecting the area as part of the sewer cleanup process, you must remove every bit of remaining water. Depending on how much dirty water remains in the flooded area, you can use any of the following items to remove it:
• Old towels
• Sump pump
• Trash pump
• Wet vac
Once the water has been removed, use wet rags and household cleaners to wipe down every surface that touched the sewage to remove every trace of dirt, debris, and filth from the area. Any porous items that may have absorbed water should either be thoroughly washed and dry cleaned or discarded.
Once the area has been cleaned and all filth has been removed, you can begin the process of disinfecting. Mixing household disinfectant sprays with bleach and warm water makes the best solution to kill any remaining bacteria. Apply the solution to every surface that may have been contaminated and let it soak for a few minutes before scrubbing with a clean rag. After the solution has been removed, rinse every surface with clean, warm water.
Dealing with a flooded toilet in Bradenton, FL is never fun. Sewage backup presents a hazard, so it should be cleaned up as quickly and thoroughly as possible. For small areas, you may choose the complete the sewer cleanup by yourself, but larger areas may require the help of a qualified restoration company. In either case, use these tips on cleaning and disinfecting to make the cleanup process easier.
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How To Clean Up After Commercial Sewer Damage
Sewer damage after a flood in Bradneton, FL is a serious problem that can lead to loss of inventory. It is important to begin the sewer cleanup process as soon as possible, although you should always wait until the electric and gas lines have been shut off to prevent fires or explosions. Once you know it is safe to begin cleaning, complete the following steps.
Clean and Sanitize the Flooded Area
Once the area is free of standing water, remove any excess dirt, soil and other debris. Use a low-suds detergent to wash the following:
Rinse with hot water. Complete the process by sanitizing the areas using eight tablespoons of laundry bleach per gallon of water and opening the windows or using fans to air the space out.
Clean or Discard Carpets, Clothing and Bedding
Any items affected by sewer backup must go through the sewer cleanup process. The way you clean each item will depend on its material. In many cases, it may be more helpful to take it to a dry cleaning expert. If you do handle the process yourself, be mindful of avoiding your eyes, nose and mouth while cleaning. When you finish the task, use a nail brush and lots of soap to thoroughly wash your hands and arms.
Clean the Kitchen Area
Begin by tossing out all bottled or boxed foods that were contaminated. You can clean canned foods, including those in canning jars, by scrubbing well with soap and water, submerging each one in an ounce of bleach plus a gallon of water for 15 minutes, and then air drying. Toss any frozen food after it has been without power for a day and any refrigerated items after four to six hours. Of course, throw away anything with an unusual odor or color.
Whether dealing with a flooded toilet or a full-scale sewer cleanup job, consider hiring a professional. Water remediation companies have the necessary tools to ensure the job is completed thoroughly and safely.
Visit http://www.SERVPROwestbradentonannamaria.com for more information on commercial water damage.