Understanding Water Damage In Your Bradenton or Anna Maria Island Home

6/26/2020 (Permalink)

Understanding Water Damage
Water damage is something that many homeowners will face, with it being the third most common reason for homeowners to file a homeowners insurance claim.

It is important to know the difference between water damage and gradual water damage, and how it can impact insurance claims. Examples of gradual damage are ongoing situations that have been happening over time, such as plumbing issues in the walls that will cause damage to walls, ceilings or floors, or water damage caused by cracks in the foundation. Unfortunately, many gradual water damage situations are not covered by homeowners insurance, while storm-related water damage usually is.

SERVPRO of West Bradenton / Anna Maria is locally owned and operated, so we are part of this community too. When you have a flooding or water emergency, we’re already nearby and ready to help.

Plumbing Failures and Water Damage
According to the Insurance Institute for Business & Home Safety (IBHS), the leading causes of water damage are:

Plumbing supply system failures.

Per IBHS, plumbing supply system failures are the leading source of residential water losses and cost an average of $5,092 per incident after the deductible. It was also found that in homes 16 to 40 years of age,` this was a more frequent occurrence and made up a large group of supply system material failure claims.

Plumbing drain system failures.

This can occur when a sewer drain backs up and overflows into a home or from material breakdown issues. In their study, IBHS found that 52% of drain system failures were caused by sewer backups and 37% were related to material performance issues. IBHS also found that the average drain system failure was more expensive in southern states than in northern states.

Toilet failures.

Toilet failures fall second in line to plumbing supply system failures for residential water damage loss, and can be caused by a faulty fill valve or clogged drain lines. According to IBHS, toilet failures that occur on the first floor of a home resulted in more expensive claims than those that occurred in basements or upper floors.

Water heater failures.

If your water heater has reached its life expectancy, the tank begins to rust and corrode. This can result in leaking or bursting issues, and IBHS found that 69% of all water heater failures were the direct result of a slow leak or sudden burst and, on average, cost $4,444 per incident following the deductible.
Washing machine failures. Typically caused by supply hose failures, drain line failures and machine overflows, washing machine failures are one of the top 10 sources of residential water damage losses. Per IBHS, supply hose failures were responsible for over half of all washing machine-related losses.

Knowing who to call when you have water damage in your Bradenton or Anna Maria Island home.

SERVPRO of West Bradenton / Anna Maria has trained, certified technicians to take care of your home. As leaders in the water damage industry, we have advanced training and expertise, not to mention a tremendous amount of hands-on experience. We use this training and experience to quickly dry your home and restore it back to pre-water-damage condition.

SERVPRO of West Bradenton / Anna Maria is just a call away (941)792-7715.