How do I file a fire claim?
Filing a Claim for Damages
Filing for damages can be complicated. This is because the insurance company will try to give you a minimum payout that might not be enough for the damages incurred. Here are tips to make sure you get what you deserve:
Document the Damages
List all of the damages that you have incurred both structural and personal. Make sure you take photos of the damages, the date it occurred, type of loss and a written report if possible. Document any injuries and make sure you get the police report. When taking photos, it is best to include a general photo as well as close-up photos of specific damages.
Keep Receipts and Bills
The insurance company needs evidence to understand what to pay. If you have performed any minor repairs, keep the receipts so that the insurance company understands the original damages.
Keep the Evidence Intact
The adjustor uses the site of the accident to determine your compensation. So, don’t throw away any damaged items before the insurance adjustor has been at the site.
Contact the Insurance Company
You need to call the insurance company representative immediately to report the claim. The sooner you call, the faster the company will send an adjustor to the site, which speeds up the process.
Once you contact the insurance company, make sure you work with the representative to settle the claim as quickly as possible. Return all phone calls and provide the required documents.
In summary, you need to understand the process of filing for fire damage insurance, and what to do to make it a success.
At SERVPRO of West Bradenton / Anna Maria, we are here to help you during a Fire Damage and the secondary Smoke and Water Damage. Give us a call if you live in Bradenton, Anna Maria Island, Longboat Key, or Lakewood Ranch 941-792-7715.